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Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With AmeriFirst Financial you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 4.25% Interest
  • Principal & Interest $949
  • Property Tax $250
  • Homeowners Insurance $58
  • Mortgage Insurance $84

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.


Devin Shrum is one of the most skilled loan officers I’ve ever met. He has the amazing ability to explain things clearly to clients, make them feel comfortable, and makes the entire home buying process smooth and simple. If you’re looking for the best loan officer out ... READ MORE Traci Maloney Alarid Traci Maloney Alarid Realtor and New Agent Coach
Devin was so helpful when it came to explaining all the financials involved with buying my first home. He goes above and beyond by making himself available at all hours of the day to answer questions and help in any way he can. His response time is super quick and he truly makes you ... READ MORE Kristi Storozuk Quality Control Analyst
As a first time home buyer, choosing the right lender was the most stressful piece of the puzzle for me. I had so many questions and uncertainties that Devin worked night and day to ensure I had clarifications on. His team was impeccable in their timing to make sure there was zero ... READ MORE Christopher k Knight Christopher k Knight Software Engineer
Devin did a tremendous job walking me through the financials of my first home purchase. Even after that was all taken care of, he reached out later down the road when there was a new loan product that would help save me money. It's nice to know that even after the deal is done, he ... READ MORE Austin Brown First time homebuyer
I worked with Devin on closing on our first home, as well as refinancing it. He helped my wife and I come up with a to the penny breakdown of costs and never wavered throughout our search process in a very competitive market. With Devin, we had the confidence that he would have our ... READ MORE Rudy Rodriguez Rudy Rodriguez Senior Project Manager
Devin did a great job as my Mortgage Loan Officer. Devin always responded timely to my emails and phone calls. He answered all my questions and followed up on any issues I had. Devin was extremely professional and confident in the process. I would recommend Devin as a loan officer to ... READ MORE Josh Miller Director of Corporate Compliance
I have worked with Devin in the Real Estate Industry for many years, and can attest for his high level of professionalism and his dedication to his clients. Purchasing a home can seem scary and stressful at times, and having a lender with empathy and compassion is critical. Devin and ... READ MORE Vincenzo Malara Vincenzo Malara Business Development

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